We are pleased to bring you this catalog of select personal money management resource sites related to the entire spectrum of personal finance, wealth creation, investment portfolio management, and wealth management.

This reference library is work in progress, and is expected to continually evolve over time as we work on bringing you helpful, independent, and unbiased information on various financial products and services.

Please note that personal money management related references cited below in this catalog of personal money management resources have been suggested by the members of this money /wealth management resource center.

We welcome you to suggest your favorite personal finance related web resource for possible inclusion in this Personal Money Management Reference Library. Doing so is easy and there are no costs involved. Simply submit your favorite personal money management resource site for listing. Our editorial staff will review your submission, and let you know whether or not your submission meets our selection/listing criteria.

Your credit score is a number, usually between 300 and 850, calculated based on your credit report. Your credit score is used by creditors to determine your credit worthiness, the amount of credit they would qualify you for, and the interest rate. The higher your credit score, the better is your credit rating. One common score that most lenders use is the FICO score. For a fee, you can get your FICO score at www.myfico.com.

• Who Uses Credit Scores: Credit scores are used by money lenders, banks, credit card companies, mortgage companies, creditors, landlords, insurance companies, utility companies, and many employers to evaluate your credit worthiness.
  
• How Often Can My Credit Score Change? Credit score is computed based on the data supplied by information providers such as creditors, merchants, banks, credit card companies, landlords, etc. As a result, your credit scores can change from day to day.